Although you may understand the basic ways to protect yourself and secure your personal information, there are new ways that criminals attempt to steal. There are many different scams that you can become victim to if you don’t stay informed. If you want to protect yourself, there are a few common scams to be aware of for the future.
The information that is stored on your computer can become vulnerable to hackers due to computer viruses that infect laptops and tablets. Many scammers will call different individuals and inform them of a virus that is on their computer while offering an anti-virus software program. By providing your credit card information, you can allow them to charge your credit card for a higher amount and even give them access to your computer.
It may seem harmless and safe to purchase a gift card, but many consumers become scammed by buying the cards at grocery or department stores. Many thieves steal blank gift cards and return to put the same card back on the shelf to monitor the card’s transaction, which allows them to steal money. Make it a point to examine the gift card ahead of time to determine if the back strip has been scratched off. You can also ask the cashier to verify the legitimacy of the card before making the purchase to protect yourself.
Many people pretend to work for the Internal Revenue Service as an agent and call different people to state that they’re being audited and owe back taxes. They often ask the individual to pay the amount immediately and can use scare tactics to obtain the individual’s credit card information. You can avoid the scam by avoiding giving your personal information to anyone over the phone. If the IRS audits you, you’ll receive a letter in the mail rather than be contacted via the phone.
Many people who are desperate to become hired and secure employment can fall victim to scams that are sent through email. If you receive an offer that is too good to be true and requests that you receive a money gram to deposit and send it to someone in West Africa, it’s important to avoid responding or following the directions.
Thieves often scam individuals by calling about federal tax debts. They may request that you put the money owed onto a gift card and call back with the number on the card. Keep in mind that legitimate individuals will never ask for you to repay debt through a gift card, and many of them won’t call you over the phone. You should never have to send money to another person through a money card.
By becoming aware of the scams that are practiced, you can protect yourself and easily recognize red flags. Staying informed will offer peace of mind and can make it possible to steer clear of thieves.